I suck at keeping them...so we shall see how I do this year. I think I have a chance as I didn't make any "reach for the stars" type this year. In fact I only made the following two:
(1) Find something to be grateful for each and every day.
(2) Not redeeming the MyPoints I make this year until close to Christmas 2010...my plan is to do all my Christmas shopping redeeming them for gc's from Walmart.
Anybody else make/break them already?